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Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverage.

Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company.

Some states, such as New Jersey, allow drivers to reject PIP entirely.

This means that the insurance company will pay up to ,000 for all people injured in an accident, not exceeding ,000 on any one person and ,000 for property damage.In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party.This coverage is often overlooked and very important.PIP and Medical coverage pays for both medical expenses and lost wages to the policyholder and any passengers injured in the vehicle in the event of an accident.

People with good medical and disability policies may not need to maximize PIP coverage and may be advised to elect only the lowest limit of PIP coverage required by their state.

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